Exclusive Reliant Rate

5.99%* 30 YEAR FIXED RATE APR 6.761%

$25K* UP TO BUYER INCENTIVES

OR

*WHEN YOU USE OUR PREFERRED LENDER. OFFER VALID ON SELECT HOMES, INCENTIVES VARY BY COMMUNITY, ASK AGENT FOR ADDITIONAL DETAILS. WHEN YOU FINANCE WITH FBC MORTGAGE, LLC WHEN YOU USE OUR PREFERRED LENDER

CALGARY DOWNS WINDER, GA 5.99%* OR $25K* 30 YEAR FIXED RATE BUYER INCENTIVE APR 6.761%

UP TO

HARMONY FARMS EATONTON, GA 5.99%* OR $20K* 30 YEAR FIXED RATE BUYER INCENTIVE APR 6.761% UP TO

RIDGE POINTE ATHENS, GA 5.99%* OR $25K* 30 YEAR FIXED RATE BUYER INCENTIVE UP TO APR 6.761%

FBC Mortgage, LLC (“FBC”) 210 S. Broad Street, Monroe, GA 30655. NMLS# 152859. Georgia Residential Mortgage Licensee# 33248. *Scenario is an estimate only and is based on a 640 FICO score on a 30 year (360 months) FHA fixed-rate mortgage at a sales price of $350,000 loan amount of $343,660, 96.5% LTV, rate of 5.99%, and APR of 6.671%, which would result in a principal and interest payment of $2,058. The 5.99% rate shown is based on a builder paid forward commitment to buydown the market rate. Payment scenario does not include taxes, insurance, or homeowners association fees (if applicable) and the actual payment obligation may be greater. The forward commitment is available on FHA/VA/USDA loans only and is subject to availability of funds, which is confirmed with a full loan approval and rate lock in. Homes must close on or before January 31, 2024. To qualify; see your Reliant Homes representative for further details on expiration terms, eligible homes, and availability. *When electing to finance with FBC or a preferred lender, Reliant Homes will contribute up to $25,000 toward buyer’s home options or closing costs. If buyer elects to use funds toward closing costs, credit will be applied at closing on loans closed with Reliant Homes using FBC or a preferred lender only. Credit may not exceed the actual closing costs amount. Closing costs are Non-Recurring costs or Settlement Fees. Excludes pre-paids, prorations and discount points. For details on the closing cost credit offer or for the fees covered, please consult with your Reliant Homes or your loan originator. Offer is not transferable, not exchangeable and has no cash value. Void where prohibited. Program terms, rates, and conditions are subject to change or withdraw without notice. All products are subject to credit and property approval. All loan terms and rates are subject to final lender approval. This is not a commitment to lend. FBC is not acting on behalf of or at the direction of FHA/HUD/VA or the federal government. Builder offer terms subject to change without notice. FBC and Reliant Homes are not affiliated and have no shared ownership. Borrower is not required to finance through FBC, but must use FBC in order to receive the special interest rate offer.

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